The right time is set by your plans more than by the calendar. It comes down to the move ahead of you, what you are coordinating on the other side, and what it costs to hold the home in the meantime. The market is the backdrop, and Eva reads it with you for your city and your price range rather than for the region as a whole. The Seller's Guide walks through the questions that settle timing, so the decision is yours and well informed.

Value begins with the homes most like yours that have sold nearby in recent months. From there it adjusts for everything that sets yours apart, including condition, improvements, the lot, and the street itself. For a first look, enter your address under What's Your Home Worth? for an automated estimate. For a number you can plan around, request a valuation Eva prepares from current sales for your property specifically.

An online estimate is a formula applied to public records and nearby sales. It has never seen the inside of your home, the work you have put into it, or what buyers are choosing on your street this season. A valuation prepared by an agent who has seen all of that accounts for it, which is why the two numbers so often differ and why the prepared one is the one to plan with.

Begin with the valuation, so every decision that follows has a number behind it. From there, Eva walks the home with you and the two of you decide which repairs and preparation will earn their cost back for your home and which will not. Disclosures are gathered, photography and marketing are planned, and the home is introduced to the market when it is ready, not before. The Seller's Guide lays out the sequence week by week.

The main costs are the brokerage fee, which is agreed between you and your agent, escrow and title charges, transfer tax where it applies, and any repairs or credits negotiated with your buyer. Before you make a single decision, Eva prepares an estimated net sheet for your home so you can plan around what is likely to arrive in your account at closing. It is an estimate, and the final figures move with the sale price, the negotiation, and the closing date.

Yes, and it is one of the most common situations Eva plans for. The approaches range from a sale contingent on finding your next home, to a short rent-back after closing, to bridge financing that lets you buy first. The right one depends on your timeline and the market for the home you are moving to, and the plan is drawn up before your home is listed so both sides move in step.

Both are honest options, and both are about convenience. A cash offer gives you certainty and a fast, simple close. The price of that convenience can be considerable, and it comes out of your equity. An as-is listing on the open market asks less of you than a full preparation and still lets buyers compete for your home. Eva sets the numbers for each path side by side for your home, so the choice is made on facts rather than on pressure.

When a home is priced to the market, most of the activity arrives in the first two to three weeks. That is when the showings, the feedback, and the offers that follow tend to land. From there come negotiation, the buyer's inspections and appraisal, and escrow through to closing. At each step you hear from Eva with what is happening, what it means, and which decisions are yours to make. The Seller's Guide carries the full timeline.

Two conversations open the door. The first is with Eva, about the kind of home you are looking for, the areas that fit, and what you are comfortable spending each month. The second is with a lender, for a pre-approval, so your price range is settled before you begin touring and the home you choose is one you can secure. From there the path is the search, tours, an offer, inspections, and closing. The Buyer's Guide walks through all eight steps.

You can buy without one, and the listing agent will gladly write your offer. That agent represents the seller. Your own agent represents only you, pricing the home, writing the offer, reading the inspection, and negotiating repairs and credits on your behalf. In California, a written buyer agreement is signed before touring homes together, so the terms of working with Eva are clear from the first showing.

Yes. The state's housing finance agency and a number of local programs offer down payment assistance and favorable loan terms for buyers who qualify, and the funding and rules change through the year. Your lender confirms what is available to you, and Eva shapes the search around it so the help you qualify for is built into the plan from the start.

Two things make up the cash you bring. The down payment ranges widely with your situation and loan program, from about 3 to 3.5 percent of the purchase price on many first-time and FHA loans to 20 percent or more, with a few programs allowing less. Closing costs then add roughly 2 to 5 percent on top and cover the lender's fees, escrow and title, prepaid property taxes and insurance, and your inspections. In some transaction negotiations a seller may agree to contribute toward closing costs, depending on the price offered, the home's condition, the inspection findings, and the seller's own position. It is a possibility to negotiate for, never something to count on. Your lender provides a written estimate early on, and Eva walks through it with you before any offer is written, so the full picture is in front of you when you decide.

During your contingency periods, yes. The inspection, appraisal, and loan contingencies each give you a window to review the home and the financing and to step away with your deposit if something does not hold up. Once contingencies are removed, the deposit is at risk, which is why Eva removes them only when you are confident in the home and the terms.

Eva serves four counties, Sacramento, El Dorado, Placer, and Yolo. Within them, the communities Eva serves most often are Sacramento, West Sacramento, Rancho Cordova, Gold River, Mather, Folsom, El Dorado Hills, Cameron Park, Fair Oaks, Orangevale, Citrus Heights, Carmichael, Arden-Arcade, Roseville, Rocklin, Granite Bay, Lincoln, Antelope, Elk Grove, and Wilton.