Sacramento Housing Market: More Homes for Sale, But What’s Driving the Increase?

More homes are available across Sacramento County, and it’s not only because more sellers are listing. Fewer homes are going under contract, so the ones already on the market are staying there longer and inventory is building. With mortgage rates climbing again this fall, affordability remains a cha

Does the Fed Control Mortgage Rates? What Sacramento Buyers and Sellers Should Know

When the Federal Reserve raises interest rates, many people assume mortgage rates automatically go up too. That is not quite how it works, and the difference matters if you are thinking about a move this fall.   Myth: The Fed sets mortgage rates.   Reality: The Fed influences the broader economy, bu

Two Moves That Can Get You Into Your First Home Sooner

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.But buying your first home doesn’t have to happen to feel like a far away goal. Two choices you control

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.That's because today's buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable difference in their monthly payment. So, they're