Who’s Buying Sacramento Homes with Cash? It’s Not Just Investors

What if the equity in your current home could help you buy your next one without a mortgage? There isn’t one housing market right now. There are really four. Cash buyers, buyers who need financing, homeowners holding a low rate, and builders. This week is about the first group, because it includes m

Sacramento Home Prices: Why the Headlines Aren't Telling the Whole Story

Are home prices rising or falling? Depending on which headline you read this week, you’ll get two very different answers. The latest Sacramento County data helps explain why. Across the country, asking prices have come down this fall. HousingWire reports the national median asking price fell from $4

Sacramento Housing Market: More Homes for Sale, But What’s Driving the Increase?

More homes are available across Sacramento County, and it’s not only because more sellers are listing. Fewer homes are going under contract, so the ones already on the market are staying there longer and inventory is building. With mortgage rates climbing again this fall, affordability remains a cha

Does the Fed Control Mortgage Rates? What Sacramento Buyers and Sellers Should Know

When the Federal Reserve raises interest rates, many people assume mortgage rates automatically go up too. That is not quite how it works, and the difference matters if you are thinking about a move this fall.   Myth: The Fed sets mortgage rates.   Reality: The Fed influences the broader economy, bu